Growth
MembersJourney, goals and Commitment progress.
ChurchStewardship and discipleship insight.
GRACE Members Card · Impact Network · Proposed
Every purchase can strengthen the community.
The GRACE Members Card is a proposed church-branded debit card inside the GRACE Members Portal. Everyday spending could send a share of card and merchant revenue to the causes each member chooses, and the same app keeps members connected to their church all week.
Proposed and subject to banking-partner terms. Not a live financial service; prototype data is illustrative.
See it in 76 seconds
A day with Maya.
Follow one member through an ordinary day. Her groceries become a gift to the food pantry, a prayer reaches her small group, and Sunday’s service is a tap away.
- Impact from purchases she was already making
- Her church community, between Sundays
- Giving, groups and leaders in one place
The video plays from YouTube’s privacy-enhanced player once you press play. The prototype shows a sample church with illustrative data.
How Grace Impact works
Spend as usual.
Support what matters.
- 01
A member spends
Everyday purchases on the GRACE Card: groceries, fuel, dining and online orders.
- 02
Revenue is shared
A negotiated share of card network revenue, plus contributions from participating merchants on qualifying spending.
- 03
It’s routed by choice
The allocation engine splits it across the funds each member picks, such as missions, youth or the food pantry.
- 04
Impact is confirmed
A notification shows each purchase and the impact it created; the dashboard keeps month, year and lifetime totals.
Your impact · this month
$18.42
Grace Impact from everyday spending
- Missions40%
- Building fund25%
- Youth20%
- Food pantry10%
- Care5%
Recent activity
- Groceries−$120.00+$2.40 · Food pantry
- Fuel−$58.75+$0.88 · Missions
- Online order−$360.00+$3.60 · Building fund
- Lunch−$27.00+$0.54 · Youth
More than a card
One app for
the whole week.
The card is the doorway. The Members Portal brings growth, giving, community and engagement together, for members and for church leaders.
Resource
MembersGRACE Card, giving and Grace Impact.
ChurchProgram income and giving analytics.
Community
MembersFeed, groups, events and the Prayer Wall.
ChurchParticipation and connection signals.
Engagement
MembersAI companions, live worship and Pulse.
ChurchCare response and retention signals.
Why it matters
Better for members.
Stronger for the church.
For members
TodayWith GRACE
Giving takes intention and extra stepsImpact happens automatically on qualifying purchases
Unclear where support actually landsA clear allocation dashboard and a notification after each purchase
Banking and church life feel separateOne card and one app, aligned with personal values
Participation goes unnoticedPulse and Commitment recognize serving, learning and generosity
For church leadership
TodayWith GRACE
Little visibility between SundaysLive Pulse, attendance signals, volunteer and care activity
Giving clusters around campaigns and SundaysSteady micro-impact from everyday card spending
Processing fees flow out to third partiesA negotiated share of card revenue returns to ministry
Disconnected tools across platformsOne branded app: card, giving, community, leaders and journey
The goal: help a church move from paying processing fees to earning a share of them, and put that share to work in the community.
Inside the Members Portal
Five tabs.
One connected life.
Each church gets its own branded app, built on GRACE.
Home
My GRACE Members Card
A personal greeting, the Commitment ring, live-service status, morning, day and evening prompts, and one-tap actions.
Give
Wallet & Impact
The card with freeze control, gifts with fund choice and recurring options, Grace Impact totals, statements and history.
Connect
My Community
Community feed, groups and events with RSVP, Faith Moments, connections and real-time notifications.
Leaders
My Leadership
Verified leader profiles. Message a leader directly or start a clearly identified AI-assisted conversation.
Profile & Watch
Journey & live worship
Growth stage, streaks and milestones, a prayer journal, and Sunday live with chat, give and pray.
The proposed pilot
1,000 members.
Twelve months. Clear gates.
We propose starting with one flagship church and a carefully paced rollout, measured against gates agreed up front.
Onboarding in waves
- 50
Wave 0 · Champions
Staff, elders and small-group leaders, with in-person help and train-the-trainer preparation.
- 200
Wave 1 · Sunday launch
A QR code, email and stage announcement. Virtual cards activate the same day.
- 350
Wave 2 · Groups & gatherings
Life groups, events, and women’s and youth gatherings. Physical cards follow within days.
- 400
Wave 3 · Whole congregation
A re-engagement campaign led by testimonies from earlier waves.
Gates we’d measure against
- 1,000app accounts createdMonth 3
- 300+approved cardholdersMonth 6
- 200+active spenders each monthMonth 8
- 40%+weekly active membersMonth 9
- 80%+of cardholders checking Grace Impact monthlyMonth 6+
- 2 monthsof reconciled partner payoutsMonth 10–11
From kickoff to expansion
Months 0–2
Prepare
Program agreement, compliance documentation, card design and sandbox.
Months 2–4
Online giving
Tithes, campaigns and recurring gifts live, with a contributions ledger.
Months 3–6
Card issuance
Identity verification, virtual and physical cards, card freeze.
Months 5–7
Finance hub
A finance dashboard for church leaders and impact notifications on real purchases.
Months 7–10
Scale
Onboarding waves toward 1,000 members and the first payout cycle.
Months 11–12
Review
Assess against the gates and recommend whether and how to expand.
The wider Impact Network
Card, network and FAITH Coin.
Impact Network
The proposed program connecting participating faith-based organizations, members and financial partners.
GRACE Members Card
A proposed organization-branded account, payment card, wallet and rewards experience. One familiar place to spend, transfer, donate and choose preferences.
FAITH Coin
A proposed stablecoin alongside fiat money and rewards in the GRACE account vision. Members would use a familiar interface without needing blockchain knowledge.
How support could work
Supplementing generosity.
Eligible spending could generate a negotiated share of net program revenue for a participating organization or designated cause, supplementing traditional donations. The amount and eligible activity would depend on partner agreements and program terms.
Holding FAITH Coin would not itself generate community support. No return or contribution is guaranteed.
The proposed member view
Clear activity. Personal choices.
A proposed GRACE dashboard would bring transaction history, community support generated, rewards and account controls together, with preferences managed by the member.
This section describes a product vision. The current demo does not provide these live financial services. Availability and final capabilities remain subject to partner terms and program development.
A meaningful next step